Business interruption coverage is a standard coverage part in comprehensive Cyber Risk Insurance policies and has become a critical financial protection from ransomware attacks. A Cyber Risk Insurance policy with robust business interruption coverage is ...
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"Specialty Insurance Blog" - 5 new articles

  1. Business Interruption is a Critical Component of Cyber Risk Insurance
  2. Insurance Agents/Brokers – Risk Management Matters
  3. Ransomware Perfect Storm
  4. New York Cybersecurity Regulation – Enforcement
  5. Back to Basics – What is Errors & Omissions Insurance?

Business Interruption is a Critical Component of Cyber Risk Insurance

Business interruption coverage is a standard coverage part in comprehensive Cyber Risk Insurance policies and has become a critical financial protection from ransomware attacks. A Cyber Risk Insurance policy with robust business interruption coverage is an essential protection.
     

Insurance Agents/Brokers – Risk Management Matters

For insurance agents & brokers, a recent case highlights the importance of good risk management procedures, particularly documenting a thorough process. Agents and brokers risk management can provide protection from claims, and reduce an agency’s E&O insurance premiums.
     

Ransomware Perfect Storm

Ransomware attacks are up and are creating challenges for SMBs and for their Cyber Risk Insurers. And we may be facing a perfect storm for continued ransomware attacks. Proactive steps to reduce exposures combined with Cyber Risk Insurance can greatly reduce financial and operational exposure to cyber risks – make sure you have the right Cyber Risk Insurance.
     

New York Cybersecurity Regulation – Enforcement

The New York Department of Financial Services has begun to take action under the cybersecurity regulation. The regulation was passed in 2017 and applies to all New York licensed insurance agencies and agents, both resident and non-resident.
     

Back to Basics – What is Errors & Omissions Insurance?

A short review of the basic professional and management liability coverages (E&O, D&O, EPL, Cyber Risk) will be helpful for some clients, and the first Back to Basics summary covers Errors & Omissions (E&O, Malpractice or Professional Liability). Errors & Omissions (E&O, Malpractice or Professional Liability) insurance protects professionals and professional organizations from financial loss from allegations of negligence. There are many types of professional classes that need E&O insurance, including: Doctors Attorneys Technology Developers/Platforms Engineers Consultants Insurance Agents/Brokers Professionals of all types hold themselves out to clients as experts in their area of practice. There is always a possibility that a professional's work may fail to meet their clients' expectations, resulting in a claim or lawsuit. E&O insurance is...
     

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