Expanding access to credit is a key component of the push for greater financial inclusion. Much of the innovation in the lending space has been focused on developing more accurate ways to find creditworthy borrowers among the unbanked and underbanked. Technology has helped, but so has a shift in lenders' understanding of creditworthiness, particularly as more workers earn income outside traditional forms of employment as self-employed or seasonal workers, or through the often-irregular work...
Fintech innovation depends on more than good technology. Startups need capital, customers, and industry expertise to grow. Investors need to identify promising companies and emerging opportunities. Financial institutions need solutions that address evolving business challenges.
IMPACT Funders & Founders brings these groups together on May 5, 2027, in San Diego to build relationships, exchange insights, and explore what’s next in fintech. Co-located with FinovateSpring, May 3 through...
Indian debt platform Yubi has...
For banks, credit unions, and fintechs, launching a new lending product has traditionally required significant investments in technology, engineering resources, and time. Connecting credit bureaus, fraud detection tools, decisioning engines, and customer-facing applications often involves complex integrations that can take months or even years to complete. As competition intensifies and customer expectations evolve, these lengthy development cycles can put financial institutions at a...