Data analytics and consumer credit reporting company Experian is launching a new consumer reporting agency (CRA) called the Experian Cashflow Data Bureau. The new CRA's goal is to help banks leverage consumer-permissioned cash flow insights to support ...
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10/07/2026

By Julie Muhn (@julieschicktanz) on 2026/10/06 18:25 -0400
  • Experian launched the Cashflow Data Bureau, a new FCRA-regulated consumer reporting agency that uses consumer-permissioned cash flow data to support lending decisions.
  • The new bureau will serve as the foundation for Experian’s broader cash flow ecosystem, combining bank account data with existing tools such as Cashflow Attributes and Cashflow Score.
  • The launch puts Experian into closer competition with Plaid and other cash flow underwriting providers as lenders increasingly use...
By David Penn on 2026/10/06 17:00 -0400
  • Identity and location intelligence firm GBG has teamed up with behavioral and intent intelligence specialist Darwinium.
  • The partnership will enable businesses to know if the actions of a verified individual or AI agent are consistent with the legitimate intent of the customer.
  • Founded in 2021 and headquartered in San Francisco, California, Darwinium most recently demoed its technology at FinovateFall 2026.

A newly announced partnership between identity and location...

By Julie Muhn (@julieschicktanz) on 2026/10/06 16:18 -0400

FinovateSpring is returning May 3 through 5, 2027. And while we're still months away from the spotlight shining on the demo stage, FinovateSpring 2027 is officially live. Registration is open, demo applications are being accepted, hotel bookings are available, and we're already gearing up for three days of fintech innovation in Southern California.

New venue

New this year, we'll be hosting FinovateSpring at the new Gaylord Pacific Resort & Convention Center in Chula Vista. The...

By David Penn on 2026/10/05 16:14 -0400

What do banks and other financial institutions need to do in order to ensure that their investments in AI deliver as promised? Why has asking the hard questions and conducting thorough due diligence before implementation become critical to a successful AI deployment? What should banks expect from AI vendors and, importantly, what should banks expect from themselves to make these high-risk, high-reward partnerships work?

In this Finovate Podcast conversation, host Greg Palmer talks with...

By Julie Muhn (@julieschicktanz) on 2026/10/05 15:47 -0400
  • Constructor partnered with Stripe to launch Agentic Checkout, enabling shoppers and AI agents to move from product discovery to purchase within a single AI-powered shopping experience.
  • The tool integrates Stripe's payments infrastructure with Constructor's AI Shopping Agent, allowing customers to pay via Link by Stripe or other payment methods without leaving the agent experience.
  • The launch helps close a key gap in agentic commerce by bringing discovery and checkout together,...
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