OnePay, the Walmart-owned digital banking platform, announced yesterday that it is joining Google’s Agent Payments Protocol (AP2). The partnership moves OnePay from offering traditional payments to becoming infrastructure for agentic payments. ...
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12/22/2025

By Julie Muhn (@julieschicktanz) on 2025/12/19 09:35 -0500
  • OnePay has joined Google’s Agent Payments Protocol (AP2), moving the Walmart-owned fintech from traditional payments into providing infrastructure for agent-led, AI-driven commerce.
  • Unlike networks such as Mastercard, PayPal, and American Express that provide payment rails within AP2, OnePay is joining as a credential provider that will define how AI agents store credentials, interpret user intent, select payment instruments, and disclose financing options.
  • By positioning itself...
By David Penn on 2025/12/18 15:52 -0500
  • Australian digital currency exchange CoinJar announced its expansion to the US.
  • As part of its expansion to the US, the company is unveiling its intelligent, AI-powered assistant, CoinJar AI, for customers in both the US and Australia. CoinJar AI helps users query the platform for portfolio information and market activity data.
  • Founded in 2013 and headquartered in Melbourne, Australia, CoinJar won Best of Show in its Finovate debut at FinovateEurope 2015 in London. Asher Tan is...
By Julie Muhn (@julieschicktanz) on 2025/12/18 15:40 -0500

As the macroeconomic landscape changes and startup valuations adjust, financial services companies face new questions about where to spend their funds. Both investors and founders find themselves asking questions about what future funding will look like, which fintech niches are the most promising, and how startups can thrive with tighter funding restrictions.

At FinovateFall 2025 in New York, Citi’s Senior Vice President of Strategic Investments, Mary Joseph, shared her perspective...

By Julie Muhn (@julieschicktanz) on 2025/12/18 14:36 -0500
  • SoFi has launched SoFiUSD, a fully reserved US dollar token issued by SoFi Bank, positioning itself as a stablecoin infrastructure provider for banks, fintechs, and enterprises seeking faster, always-on settlement.
  • Although branded as a stablecoin, SoFiUSD’s cash-only backing and on-demand redemption model place it closer to a tokenized bank deposit.
  • SoFi’s approach aligns more closely with JPMorgan’s JPM Coin than with non-bank stablecoins like KlarnaUSD, underscoring a...
By David Penn on 2025/12/18 13:31 -0500

Businesses today are confronted with a dizzying array of options when it comes to digital modernization and embracing technological innovation. Decision-making when it comes to technology investment is often slow, and the costs incurred when those investments do not work out as planned can be painfully high. Poor solution choices have resulted in failure rates of up to 75%, according to some estimates, and even those investments that do succeed often come with hefty price tags that can put...

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