This week's edition of Finovate Global looks at recent fintech headlines from Guatemala, El Salvador, and Aruba. Credit Assessment Platform CreditYa Launched in Guatemala Colombia-based financial services company YUMIVI S. A. S has brought its ...
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04/18/2026

By David Penn on 2026/04/17 17:34 -0400

This week's edition of Finovate Global looks at recent fintech headlines from Guatemala, El Salvador, and Aruba.


Credit Assessment Platform CreditYa Launched in Guatemala

Colombia-based financial services company YUMIVI S.A.S has brought its AI-powered credit assessment platform, CreditYa, to Guatemala. CreditYa is a digital microcredit platform designed to provide small, fast, accessible, and reliable financing to individuals and small business owners. Founded by Wingston Oswaldo...

By Julie Muhn (@julieschicktanz) on 2026/04/17 16:05 -0400
  • Oracle is embedding agentic AI directly into corporate banking workflows, launching pre-built agents across credit, trade finance, treasury, and lending.
  • The tools target some of banking’s most manual, document-heavy processes, enabling faster decisions and allowing teams to scale output without adding headcount.
  • With a human-in-the-loop approach and hundreds more agents coming, Oracle is positioning AI as operational infrastructure.

Enterprise technology company Oracle...

By Julie Muhn (@julieschicktanz) on 2026/04/16 15:55 -0400

Launching and scaling new products isn't as simple as developing a new tool and making it live. There are plenty of tasks that need to be considered alongside the actual product release, including governance and compliance, marketing and social campaigns, consumer testing and surveying, finding and fixing vulnerabilities, and consumer follow-up.

At FinovateSpring 2026 in San Diego, we're hosting five fintechs that are making this next phase of product launches possible. Check out the...

By Julie Muhn (@julieschicktanz) on 2026/04/16 13:58 -0400
  • Airwallex launched Airwallex POS Payments, a physical point-of-sale device.
  • The device will enable physical, in-store payments that integrate with Airwallex's broader commerce stack.
  • The new launch helps Airwallex compete with Square and Stripe, but Airwallex has an advantage in regions where it holds banking licenses.

While the rest of the payments world is racing toward agentic payments, Airwallex is bringing its focus back to the physical world. The Singapore-based company...

By David Penn on 2026/04/16 12:59 -0400
  • Backbase and Ninth Wave have announced a strategic partnership to enable banks to connect their business clients ERP and accounting systems to their banking data.
  • The partnership follows research from Ninth Wave that indicated that an overwhelming number of Chief Financial Officers and their teams would consider switching banks in order to access open finance capabilities.
  • Amsterdam-based Backbase was founded in 2003 and is a four-time Finovate Best of Show winner. Ninth Wave,...
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