Financial institutions are scaling digital products, expanding into new markets, and automating their decision-making more than ever in 2026, which makes managing controls, models, and regulatory obligations just as important as stopping fraud.

At FinovateEurope 2026, two new fintechs are showing how banks can move beyond manual processes and static controls toward more dynamic, data-driven approaches to compliance and risk. Check out how the following companies are helping banks reduce...

• Identity orchestration platform company Alloy has launched its first perpetual Know Your Business (pKYB) and Customer Risk Assessment (CRA) orchestration solution in the UK and across Europe.
• The new offering will enable banks, fintech, and payments companies to enhance their ability to check and provide risk assessments on companies on a continuous basis.
• Headquartered in New York and founded in 2015, Alloy made its Finovate debut at our developers conference, FinDEVr Silicon Valley...

• Gusto is testing stablecoin payouts for global payroll through a partnership with zerohash.
• The beta test is using regulated on-chain settlement infrastructure to enable faster, more transparent cross-border payments.
• If successful, the beta could signal stablecoins’ shift into core payroll infrastructure, modeling how HR and payroll platforms can adopt digital assets in a compliant, scalable way.

Payroll, benefits, and HR management solutions company Gusto revealed today...