Just a reminder! This giveaway closes on March 31, 2017. Have you entered yet? Yep! I'm giving away a FREE laptop! Why am I doing this? Because as a veteran blogger, I want to inspire people to reach their goals. […]

Intentional finance. Intentional family. Intentional business.

21 Days to a More Disciplined Life

I’m giving away a free laptop! Enter to win! (last chance!)

Just a reminder! This giveaway closes on March 31, 2017. Have you entered yet?

Yep! I’m giving away a FREE laptop!

Why am I doing this? Because as a veteran blogger, I want to inspire people to reach their goals. I love being able to encourage both prospective and experienced bloggers alike to reach for the stars and make the most out of their blogs.

For year, I’ve had so many readers reach out to me, asking to learn more about how to become a successful blogger. Blogging is a deep passion of mine, and many of you have expressed an interest in starting your very own blogs as a way to earn extra income for your family. I want to help encourage you and support you as you work to meet your goals — even if you haven’t started a blog yet. 

Very soon, I’ll be launching my new blog, YourBloggingMentor.com — a site completely dedicated to sharing all the ins and outs of blogging that I’ve learned during my past 12 years as a blogger — and I want to share it with you!

But only if blogging is something you’re interested in. 🙂 So, I’m doing this giveaway to help me figure out which of you are interested in blogging or who are already blogging.

I want to make sure to serve you well with the new site and with emails I’ll be sending out with valuable information I’ve learned as a blogger. Because my heart’s desire is to help as many bloggers take their blog to the next level and make a part-time or full-time income from blogging — all the while having healthy boundaries for work/home/family and loving their life!

But Crystal, I’m not a blogger!

That’s okay! You are still welcome to enter the giveaway. Giving us your input will help me better meet your needs as one of my valued subscribers. If blogging isn’t your thing, I want to know!

Nobody wants to get emails that they don’t want, and I certainly don’t want to send you emails you don’t want! Hearing from you helps me keep your inbox clean and your heart encouraged with the content you really want.

How do I enter?

That’s the easy part! All you need to do is fill out the form below, checking the option that best describes your interest or involvement in blogging. That’s it!!

What kind of laptop will I win?

That’s a great question! You’ll get the option to choose one of the two laptops below. Are you a Mac person? No problem! We’ve got you covered. Love PCs? We’ve got a great option for you, too!! Check out the details below:

For PC lovers:

ASUS K501UW-AB78 15.6-inch Full-HD Gaming Laptop (Intel Core i7, GTX 960M, 8GB DDR4, 512GB SSD) Glacier Grey

  • Powerful 6th-generation Intel Core i7-6500U 2.5GHz (Turbo up to 3.1GHz). Skylake
  • 15.6 inches Matte FHD display. 1920 by 1080 resolution. Windows 10 Operating System.
  • NVIDIA GeForce GTX 960M gaming graphic card; 8GB RAM; 512GB SSD Storage.
  • Gigabit Dual-Band 802.11AC ultra-fast Wi-Fi.
  • 2x USB 2.0, 2x USB 3.0, 1x Headphone-out & Audio-in Combo Jack, 1x RJ45 LAN Jack for LAN insert, 1x HDMI, 1x Card Reader

For Mac Lovers:

Apple MacBook Air 13.3-Inch Laptop (Intel Core i5 1.6GHz, 128GB Flash, 8GB RAM, OS X El Capitan)

  • 1.6 GHz dual-core Intel Core i5 (Turbo Boost up to 2.7 GHz) with 3 MB shared L3 cache
  • 8 GB of 1600 MHz LPDDR3 RAM; 128 GB PCIe-based flash storage
  • 13.3-Inch (diagonal) LED-backlit Glossy Widescreen Display, 1440 x 900 resolution
  • Intel HD Graphics 6000
  • OS X El Capitan, Up to 12 Hours of Battery Life Macbook Air does not have a Retina display on any model.

What’s the catch?

Well, there is none! I simply want to know more about you!

So that’s it! Just fill out the form below, tell us what level of interest or involvement you have in blogging (if any!), and you’ll be entered to win!

Enter the Giveaway for a FREE Laptop!

We want to know if blogging is your thing (or if it’s not!). Let us know and be entered to win a FREE laptop!

Please enter all required fields
Correct invalid entries

A few people commented to say that they had issues getting the form to work. If you experience any trouble submitting the form, I recommend trying the following things to see if that clears up the error:

1) Temporarily switch browsers. Sometimes the error is a glitch in your browser that can easily be bypassed by submitting the form on a different browser. 
2) Clear the cache on your browser. This can be easily done by going to the settings area of your browser. Once you’ve cleared your cache, try submitting the form again.
If you still have trouble with the form, please email my project manager at Katie@moneysavingmom.com. 🙂

Note: This giveaway will be open through March 31, 2017. I’ll choose and notify the winner via email once the giveaway is closed. I hope you win!


I got all of this at Kroger for just $8.24!!

I went to Kroger a few days ago to take advantage of some freebie coupons I had and I was so excited with the deals that I found!

Only one coupon — the Gillette Razor coupon — was one I had signed up for online. The other freebie coupons were ones that Kroger sent to me in the mail.

For years, we stopped getting Kroger coupons in the mail. I think it was because we had forgotten to change our address on our account when we moved.

So we recently got a new card and put our new address on it. Well, would you know it? Within a few weeks, we got a packet full of amazing free coupons in the mail! And then we just got another packet of high-value coupons a few weeks later!

My Kroger Deals

In addition to some freebies I got, I also found some great markdowns at Kroger, too! Here are the deals I got:

  • 2 loaves of Whole Wheat Bread — marked down to $1.49 per loaf
  • Dole Salad Blend — originally $3.49, used FREE coupon
  • Jif Peanut Butter — originally $2.69, used FREE coupon
  • Silk Almond Milk — originally $2.69, used FREE coupon
  • Suja juice — marked down to $0.79, used $1/1 Kroger coupon = FREE + overage!
  • 1 package Private Selections Bacon — originally $4.29, used FREE coupon
  • Gillette razor — originally $9.99, used FREE coupon
  • 2 pounds of bananas — marked down to $0.78
  • 3 bags of avocados — marked down to $0.99 per bag (there were 6-7 avocados in each bag!)

My total with tax ($1.72) was $8.24!! You can watch my video here where I share more about this grocery haul.

What are you going to do with all those avocados???

Yes, I know that that is a LOT of avocados. And many of you asked right away when I posted this on Instagram Stories, what on EARTH are you going to do with all those avocados.

I asked for suggestions from you all on how to use them and I ended up taking your advice and decided to try freezing them.

You can watch this video to see how I froze them. And then look for a post soon with more details and step-by-step instructions.


Gretchen’s $50 Grocery Shopping Trip and Weekly Menu Plan


1.03 lbs Asparagus – $1.32

2 Cantaloupes – $1 each

1.51 lbs Roma Tomatoes – $0.76

2 Cucumbers – $0.50 each

1 Celery Stalks – $0.88, used $0.10 Mobisave rebate – $0.78 after rebate

2.48 lb pkg Ground Beef – $6.19

Total: $12.15


1 pkg Tilapia Fillets – $3.39

1 pkg Boneless Chicken Breasts – $5.99

1 pkg Chocolate Chips – $1.49

1 dozen Eggs – $0.58

1 pkg Flour Tortillas – $0.99

1 pkg Hamburger Buns – $0.85

1 Half & Half – $1.79

1 bag Pink Lady Apples – $1.99

1 pkg Rice Cakes – $1.29

1 pkg Baby Carrots – $0.99, used $0.25 Checkout 51 rebate – $0.74 after rebate

1 jar Pasta Sauce – $0.99

1 lb Butter – $2.69

Total after rebate: $22.78


2 pkg Kroger Cheese – $1.88 each, used $0.65/2 e-coupon – $1.55 each after coupon

1 Noosa Yogurt – $1.99, used Free coupon I received in the mail (took off $3.49!) – Free plus overage after coupon

1 gallon Chocolate Milk – $1.88

1 gallon Milk – $1.88

1 Moms Best Cereal – $1.67

1.51 lbs Grapes – $1.48

3 Totino’s Frozen Pizza – $1 each, used $1/3 e-coupon – $0.67 each after coupon

1 Kroger American Sliced Cheese – $1.88

1 box Horizon Mac & Cheese – $1

1 Tostino’s Salsa – $3, used Free e-coupon (no longer available) – Free after coupon

1 Romaine Lettuce – $1.49

2.07 lbs Bananas – $1.22

1 Hormel Natural Choice Snacks – $1.49, used $1/1 e-coupon AND $0.75 Mobisave rebate – Free plus overage after coupon and rebate

1 Luna Bar – $1, used $0.75/1 catalina coupon – $0.25 after coupon

Used $0.25 Ibotta rebate for any receipt

Total after coupons and rebates: $15.85

Total for all grocery items: $50.78

Menu Plan for This Week


Eggs, Spinach, Banana Bread x 4

Cereal x 2

Breakfast out (My mother-in-law is taking us out to breakfast!)


Cheese, Crackers, Fruit, Veggies x 2

Peanut Butter & Jelly Rice Cake Sandwiches, Carrot Sticks x 2

Lunch at my parent’s

Leftovers x 2


Grilled Hamburgers and Tilapia, Sliced Apples

Turkey Sandwiches (with leftover turkey from last week), Chips, Carrots

Soft Tacos, Cantaloupe

Salad Bar with Grilled Chicken

Spaghetti, Biscuits, Steamed Asparagus

Pancakes, Eggs, Fruit Salad

Southwest Rollups, Homemade Applesauce, Green Beans


Why I Buy Almost All of My Jewelry at Kohl’s

I love jewelry! It’s such a fun and quick way to take a simple outfit and make it look much cuter or more professional. It’s also a way that I mix things up while still having a very simple wardrobe.

If you watch my Facebook Lives, you already know that my very favorite place in all the world to get great deals on jewelry is the Kohl’s clearance rack. I rarely wear jewelry that comes from anywhere else (unless it’s from my free Rocksbox jewelry!)

Here’s why I love shopping the Kohl’s clearance rack:

1. The Prices Are Fantastic

Seriously, where else can you find cute and durable earrings for as low as $2.80? I know! Kohl’s clearance is the best!

Don’t look at their sale prices; head straight to the clearance section — the one where the jewelry has bright yellow tags and is usually marked down by 80% to 90%. That’s where it’s basically a jewelry goldmine!

Hot Savings Tip: Download the Kohl’s app and log onto the Kohl’s wifi while in-store and check what coupons you have in your wallet on their app. There will usually be some great coupons — often one for 15% off that you can stack with the great clearance deals to make them even better.

2. The Selection is {Usually} Great

You might have to dig a little, but take your time and really start looking through the racks, and looking back behind the jewelry at the front of each rack. Because the more you dig, the more you’ll probably uncover some really great pieces at really great prices.

3. The Quality is Good

I’ve purchased a number of different pieces of jewelry from Kohl’s over the years that I have worn again and again and again. And I’ve never had an issue with quality or a piece of jewelry not holding up well!

Want to see all the details on the jewelry I got from the clearance rack last week? Watch my video here.

Where do YOU find great deals on jewelry? I’d love to hear!


A Peek Into My Life This Past Week

Welcome to my weekly Sunday post where we take a break from money-related posts and I share about what I’m loving right now and give you a little peek into our life from the past week.

What I’m Reading

I finished the Lilac Girls audiobook and I have to tell you (now that I’m finished with it!) that I loved it. I think the fact that it is so well narrated has made it such a good listen and I’d highly recommend it on audiobook. It’s a really compelling, tragic, and gripping story of the horrors of concentration camps.

(Note: I almost stopped listening to it because there was some edge-y stuff in the first part and I was afraid it was going to get worse as progressed. But it ended up getting quite a bit better as it progressed. Do note that it it is very much PG-13 and I would only recommend listening to it with headphones in if you have kids at your house!)

I’m also almost finished with Different by Sally & Nathan Clarkson and have found it to be pretty good. It’s been encouraging with fresh ideas to love my children and their individual unique personalities well.

This week, I’m reading: Thou Givest, They Gather (an old Christian reprint), Unashamed (a spiritually encouraging book), 10% Happier (a story-driven book), and The Big Leap (a book on life improvement).

{See my Reading Goals for 2017. Also, see the 33 books I’ve read so far in 2017 here.}

Speaking at Abundance in Phoenix with LifeWay Women… #neverunfriended

Posted by Lisa-Jo Baker on Friday, March 24, 2017

What I’m Watching

In addition to watching some basketball games (and mourning the fact that all the Kansas teams are out of the tournament!), we also watched the latest episode of Designated Survivor.

I also enjoyed watching this clip of my friend, Lisa-Jo Baker, speaking on friendship at a conference this week.


What I’m Listening To

I have listened to this song on repeat this past week. I just love it. Such a powerful reminder. (I actually love the rendition on this album best. It’s available to listen to/download in Amazon Prime Music.)

I also loved the Cultivating the Lovely podcast with guest Mystie Winkler on Myers-Briggs. I have so much to learn about Myers-Briggs and just loved the insights that Mystie shared!

What I’m Loving

I know I’ve talked about it before, but humor me as I talk about my frother again. Because I just adore this appliance!

Who needs coffee when you can have a Rooibos Chai Latte made in just a few minutes at home? Go here for the recipe and a video of me showing you how to make it/use the frother.

It’s SO easy, so yummy, and I can’t even begin to tell you how much better I feel now that I drink this instead of coffee!

What I’m Celebrating

As of this past week, Kaitlynn is landing her Double Salchow!!!! This girl’s fierce determination inspires me so much.

Learning your jumps means you fall way more than you actually land a jump. And a lot of the falls are the kind of full-on falls that you can hear from the stands. OUCH!

If I fell like that once, I’d likely need to be taken off the ice on a stretcher. But this girl, she just gets right back up and tries again.

Watch a video here of her landing this jump.

What I’m Learning

I had one day this past week where I was just “off” all day. I felt like I was in a funk… unmotivated, uninspired, and undisciplined.

I felt like I was just productively procrastinating all day. And at 2:30 pm when Jesse texted me from the ice-skating rink to tell me the repairman was coming over, I still was in my sweaty workout clothes from the morning!!

After running in circles most of the day and wasting time on the internet, I started mentally beating myself up. I expressed my frustration over my lack of discipline to Jesse and he said, “You’re allowed to have one bad day every once in awhile. Look at the weeks and weeks of good days you’ve had recently and cut yourself some slack.”

He’s right. Not every day will be an amazing day. Otherwise, you wouldn’t know what an amazing day was because there would be no bad days to compare it to!

What I’m Pondering

“Mom, it just felt like you were trying to control things. That bothered me.” I was surprised and taken aback when one of my kids told me this matter-of-factly this week.

We had just gone to our first Escape Room as a family. (Where you get blind-folded and hand-cuffed and left in a dark room and you have to find clues and crack different codes to unlock various locks that lead to more clues that finally lead to the code you need to successfully escape the room before an hour is up.)

Truthfully, when we were there, I had felt sort of impatient with the kids all hollering out different numbers and ideas and trying to figure out clues. It seemed like they were just going around in circles and not really helping much. But I never expressed this aloud.

However, they sensed it. And after we had “broken out”, they told me they wished I had let them try to figure more things out themselves instead of me trying to “lead” the experience and get us out in time.

Honestly, I thought I was being helpful by doing so. But their words reminded me that I need to step back more and let my kids work on figuring things out without my micro-management. I need to give them space to try. Space to fail.

They aren’t babies and toddlers any more. They need to learn lessons through trial and error. They need to make some mistakes. They don’t need me to fix everything for them or solve everything for them.

I want to work on doing a better job of walking with them in this season. Holding their hand when they need a hand to hold. And letting go of their hand giving them the space they need when they need it.

I will be on the sidelines cheering, but, as they get older, it’s not my job to be in the race carrying them to the finish line. They need to learn to run themselves.

I want raise self-sufficient/God-sufficient adults to send into the world to make a difference, not children who constantly depend on me to fix or solve every problem for them.

Letting go is hard… but it’s one of the most loving things I can do for them as they grow older!

In Case You Missed It

My posts from this past week:

My YouTube videos from this past week:


21 Days to a More Disciplined Life


Email subscriptions powered by FeedBlitz, LLC, 365 Boston Post Rd, Suite 123, Sudbury, MA 01776, USA.